Although there is a majority of homeowners that have taken advantage of record low mortgage rates in recent years to fix the interest rate they pay on their home loan, many have not.  Also many others will be on a fixed deal that is about to come to an end. 

It is predicted that the taxman will take £19.7 billion in Capital Gains Tax (CGT) in the 2026-2027 tax year, which is a 114% rise from £9.2 billion taken in 2019-2020. 

The age when you can start accessing your private pension is due to increase to 57 (from 55) from April 2028.  However to avoid confusion and the potential risk of fraudsters exploiting this change, the Government has closed a loophole in its plans to raise the minimum pension age from 55 to 57. 

We are delighted to welcome Heidi Potter, our new Mortgage Adviser to the Iceni Team.  To find out more about Heidi and how she can help you with your mortgage needs, please see here