Firstly, none of us know what is around the corner and this is why you need to have a plan in place.  There may come a time when you need to rely on someone to care for you.

As life expectancy in the UK continues to rise, more of us can expect to require some form of long-term care.  Subsequently meeting the cost of residential and nursing care in old age is a growing concern for many people.  According to research, the cost of an average stay in a residential care home can swallow up more than half the value of an individual’s house in some parts of the country.

While the state can help with some costs, eligibility for help is limited and many people find themselves in difficulties whilst looking for support.  Accordingly, if you find yourself having to fund the cost of your own long-term care, knowing your options and careful planning can ensure you make informed decisions. 

Negotiating your way through the care system can be a frustrating experience, not least because it means dealing with multiple agencies.  Basically, this can range from your local GP services and health authorities to social services.  The amount of funding received from your local authority for long-term care will depend on your individual needs and how much you can afford to pay toward the cost of care.  Furthermore, these problems can be exacerbated by the fact that they often come at a very difficult time emotionally for the family.

As individual requirements and circumstances differ, we find that each situation will require a different solution.

We are here to help.   We can help you assess the costs and examine the options available to you in relation to covering the costs of long-term care.   Please contact us today on 01603-957599.