We pride ourselves on providing the best advice possible.
We search 1000’s of deals from the whole of the market for you so that you end up with the best mortgage.
We understand there is a lot to consider when choosing the right mortgage. It can be difficult to decide which is the right mortgage to select as there are a wide range of options to choose from. While choosing the most affordable fixed or variable rate mortgage may be your top priority, there are other things you should consider before choosing the right mortgage. Some of the other things to take into consideration are the amount of time you will be tied into the mortgage deal, exit fees if any, overall set up cost, mortgage flexibility and ease of application.
Different types of mortgages:
Fixed rate – Interest charged is fixed over a period of time, typically between 2-5 years regardless of interest rate fluctuations.
Variable rate – Payments on your outstanding balance may vary depending on the changes in market interest rates.
Interest only – With interest only mortgages, you pay only the interest on the amount you borrowed each month but you are not repaying any debt.
Tracker rate – Tracker mortgages rate move in line with the base rate set by the Bank of England. For example, if the Bank of England base rate is 1% and the tracker mortgage is base + 2% then you will pay a rate of 3%. If the base rate go down to say 0.5% and the tracker mortgage rate is base + 2% then you will pay a rate of 2.5%.
There are many types of mortgages available on the market and it can be perplexing knowing which one is right for your circumstances. At Iceni Financial Advisers we set out to make the process as simple, cost efficient and as stress-free as possible! Our advisers will work with you to select a mortgage that you will be able to repay comfortably. To seek further advice from one of our qualified mortgage advisers, contact us today.
Mortgages designed to suit your specific requirements.
Competitive rates from some of the industry best lenders.
Great support through out the whole process.
We are not tied to any lenders, which means we are able to search the whole market on your behalf to find a mortgage at a competitive rate that best suits your specific needs.
Whether you are looking to purchase your first property, re-mortgaging your property, investing in buy-to-let, self-build, commercial, residential or any other types of mortgage, contact us now for a free initial consultation.
As a mortgage is secured against your home or property, it could be repossessed if you do not keep up the repayments on your mortgage.
At Iceni Financial Advisers, we can help you towards your journey of either becoming a first time property investor, a professional landlord, or someone looking to purchase multiple properties.
By undertaking a comprehensive analysis of your individual requirements combined with a wide knowledge of the mortgage market, our independent mortgage adviser will ensure you are in a position to choose from a broad range of options best suited to your needs.
Your home may be repossessed if you do not keep up repayments on your mortgage.