The Value of Financial Advice

You might think professional financial advice is only necessary when it comes to complex investments or pension planning, but even a seemingly straightforward financial goal could involve numerous decisions and a range of different products and providers…

Over the years, research has produced some interesting findings that highlight the benefits of advice when taking major financial decisions.  One study highlighted that receiving professional advice over a 5 year period, results in a total boost to wealth (in pensions and financial assets) of £47,706 in a decade.

Evidence suggests that fostering an ongoing relationship with an Independent Financial Adviser leads to better financial outcomes.  Those who reported receiving advice at ongoing times, had nearly 50% higher average pension wealth than those who only received advice at the start.

Although financial planning is complex, we can help by:

  1. Understanding Your Needs:  Before we make a recommendation, we will build up a picture of your overall financial circumstances, agree with you the areas you should prioritise and assess your attitude to risk.
  2. Discussing Potential Solutions:  We can help to consider what products best suit you and your circumstances.
  3. Considering The Options:  We will look at all your options and make you aware of how the various products and investments differ.
  4. Making Recommendations:  Recommendations will be tailored to your needs, making sure you get the right balance between affordability and the suitability of product and investments you need.

We can help you make decisions about your money to help you meet certain goals and aspirations over your lifetime.  Planning is a continual process of anticipating and adapting to changes in your personal circumstances over the long term.  Working with us means that you’ll be benefiting from informed advice, reinforced by up-to-date market intelligence and years of experience.

If you’d like help with life’s important financial milestones or feel that you could benefit from an assessment of your current circumstances, then please contact us today for your Free Initial Consultation.  We’re here to help.

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